Helping your business succeed with
credit and debit card payments

Our Payment Solutions

Want the fastest and most secure card payments?


Your business deserves the best service, and UTP delivers it.

With our card machines for business you’ll get reliable contactless payments all day.

With our free services like Faster Processing and UTP Shield you’ll sleep sound at night.

Starting out or ready to switch? On the high street or online?

Learn how our products and services can fit around your needs. You’ll get paid in hours not days. We’ll defend your transactions from fraud without interruption.

UTP works with Barclaycard so you can sell with confidence and trust.

Request a quote now to get started. We’re the smart choice.

Switching Suppliers?New to Card Payments?

Competitive Rates

Our rates are low and tailored to your needs

Payment Gateway

Get paid online with our eCommerce products


Faster Processing

Get the fastest payments in the UK. Free


UTP Shield

Highest level of anti-fraud protection. Free

First Class Support

All our card machines include full maintenance support. Our friendly UK-based helpdesk team can answer all your questions over the phone.

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Same Day Funding

Get your money in hours, not days
We can help your business survive and thrive

Learn More

We use UTP Merchant Services for all of our credit card terminals in our stores. Communication is fast and efficient, and our Account Manager is always at the end of the phone/email should we ever need any help. I would definitely recommend this company and we look forward to continuing our relationship with them.


I was happy to hear that there was no PCI DSS charge from 01/08/2023 and second thing was the staff at the help desk were very helpful to have my terminal upgraded so as to me not having a problem with my connection


Happy with are new card machine easy to use. Reports are emailed every day and has been very helpful. Overall excellent service!


Switched over from a provider which was expensive, new provider UTP helped us out for best rates for our business. Excellent service.


Great company. Quick service and love the new machine and rates.

Review us on Trustpilot

Our Partners

Are you ready to take the next step?


Why choose a UTP card machine for business?

We offer a variety of card machines to best suit the needs of your business and have some of the lowest transaction rates in the UK. UTP offers two free features to benefit their customers. UTP Shield is a security service that helps prevent fraud while Faster Processing ensures customers receive their funds on the same day as the transaction.

What devices connect with UTP card machines?

All of our card machines can accept contactless payments from Apple and Samsung. In order for a smartphone to have a digital wallet it must run on IOS 11 or higher, or Android 5 or higher. Our devices are designed to work seamlessly with all chip and PIN and contactless cards issued in the UK and most cards issued internationally.

How much does it cost to use UTP?

We offer mobile card machines starting at £20 per month. Our countertop and portable card machines with prices beginning at £13 per month. The transaction cost may vary depending on the business, but we make sure that our customers receive the best rates. Additionally, our service incorporates UTP Shield and Faster Processing at no extra charge.

How do portable and mobile card machines work?

Both our mobile and portable card machines enable payments to be taken in and around your business. Our portable card machine connects to a Bluetooth base or Wi-Fi router and has a range of 100 meters. Our mobile card machine comes with a roaming SIM card, which will connect to the strongest signal to ensure you never miss a sale. Both of these card machines come with a super long battery life to support transactions for extended periods of time.