Our Card Payment Services
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This summary shows our charges for card payments, and other important information about our service. You can use this to compare our service with other providers, to find the best deal for you. We are required to provide this information by the Payment Systems Regulator. |
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Your costs for accepting common individual card payments (5)
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Mastercard |
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UK-based card |
Debit (1) |
Credit (2) |
Business (3) |
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In person (6) |
0.33% |
0.75% |
1.95% |
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Online/Phone (7) |
0.53% |
0.95% |
2.55% |
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Visa |
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Debit (1) |
Credit (2) |
Business (3) |
Additional charges per transaction |
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0.33% |
0.75% |
1.00% |
Authorisation fee |
3p |
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0.53% |
0.95% |
1.60% |
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Example
- If your customer uses a Mastercard personal debit card in person to purchase a £10 item, you would pay: 3p (0.33% of £10) + 3p (authorisation fee) = 6p
- If your customer uses a Visa personal credit card online or by phone to purchase a £10 item, you would pay: 5p (0.53% of £10) + 3p (authorisation fee) = 8p
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Other monthly charges |
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Point-of-sale terminal (per teminal per month) |
£20.00 |
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Gateway (7) |
Included |
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PCI DSS service fee (8) |
£5.00 |
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Minimum monthly service charge (MMSC) (9) |
£20.00 |
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Other details |
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Settlement time |
Next day |
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Payment brands accepted |
VISA |
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Other potential transaction charges |
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Chargeback Fee: £9.00 |
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Revival Fee: £2.00 |
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Personal debit cards
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Personal credit cards
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Business debit cards
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These are the most commonly used cards for most merchants. You pay us a percentage of each card payment you receive. This varies depending on the type of card. You may also accept other card brand and types, which may cost more.
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A card payment where the card, cardholder and merchant are all in the same place.
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A card payment where the card, cardholder and merchant are all not in the same place.
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A service for capturing and transferring payment data.
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Charges relating to your compliance with card security and anti-fraud standards.
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Amount payable if your monthly transactions charges do not meet a minimum agreed amount.